Understanding Closing Costs – Rixon Realty, Seaville, NJ

Finding the right home at the right price is just one aspect of a real estate transaction. Rixon Realty is seasoned at assisting both buyers and sellers when it comes to closings. E-mail or call me today at (609) 390-8821 if your needs include a real estate pro experienced in the business side of buying and selling.

Closing costs you should expect

There are certain standard costs associated with closing the sale of a house. These expenses are usually divided between the buyer and seller, as spelled out in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in New Jersey to help guide you through the process.

Costs pertaining to your loan to be paid at closing (Click here for more information)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

Taxes you may be responsible for at closing (Click here for more information)

Property Taxes
Transfer Taxes and Recording Fees

At closing, these fees are often due (Click here for more information)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we negotiate your deal, I'll not only work to get the optimal sales price, but I'll also campaign for reduced closing costs. And once we've come to an agreement, I'll fully explain the closing costs so you are aware of exactly where your money is going.

Buyers: When purchasing real estate in Seaville, you will be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a suitable range so you're not stunned when you get to the closing appointment. I'll be willing to go through the GFE with you, answering your questions and highlighting any estimates of concern.

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