Sellers: As we negotiate your deal, I'll not only work to get the optimal sales price, but I'll also campaign for reduced closing costs. And once we've come to an agreement, I'll fully explain the closing costs so you are aware of exactly where your money is going.
Buyers: When purchasing real estate in Seaville, you will be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a suitable range so you're not stunned when you get to the closing appointment. I'll be willing to go through the GFE with you, answering your questions and highlighting any estimates of concern.
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